About CGT Strategist

Why I built this

I built CGT Strategist because I needed it for my own tax. I was trading across multiple brokers, holding ASX and US stocks, and every financial year I'd end up in a spreadsheet trying to figure out which parcels were allocated to which sale, what the ATO FX rate was that month, and whether FIFO was actually the right approach. It took hours and I still wasn't confident in the numbers.

Most broker platforms show FIFO by default and provide limited reporting. But under Australian CGT guidance, investors are allowed to identify specific parcels in many cases, which means the method you use can materially change your calculation results. A good tool for comparing those methods didn't seem to exist. At least not one that was affordable, showed its working, and let you explore different approaches properly.

So I built one. CGT Strategist lets you:

• Import real trade data from your broker
• Compare different parcel allocation methods
• See the differences between approaches clearly
• Generate structured EOFY records
• All without spending hours in Excel.

Designed for real-world tax record keeping

CGT Strategist is not about chasing trading performance or predicting markets. It's focused on one thing: clear, auditable capital gains calculations and documentation.

The platform is designed around:

• Parcel-level trade tracking
• Transparent cost base calculations
• ATO-referenced CGT logic
• FX handling using published ATO monthly rates
• Evidence Packs that show full calculation trails

So you and your accountant can see exactly how each result was produced.

Calculation tools, not financial or tax advice

CGT Strategist is a calculation and reporting engine. It does not provide financial, tax, or legal advice.

It applies publicly available ATO guidance to the transaction data you provide and generates calculation outputs based on your selected allocation methods. Your personal circumstances, broader tax position, and eligibility for specific concessions are not assessed by the platform.

If you're unsure how CGT guidance applies to you, you should always consult a registered tax professional or refer to ATO guidance.

Privacy and data respect by design

You're uploading sensitive financial data. Full trading histories across years. I take that seriously.

• I do not sell or trade identifiable portfolio data
• Uploaded data is used only to calculate your results and generate reports
• Usage analytics are aggregated and anonymised
• Secure encrypted connections are used at all times
• You can delete your data and workspaces from within the app

Your financial data should never become a hidden revenue stream.

Who operates CGT Strategist

Smith Built Concepts Pty Ltd
(ABN: 15 635 003 324)

Smith Built Concepts is an Australian software business I run, focused on building practical tools that solve real operational and financial problems, not dashboards and marketing apps.

CGT Strategist is actively developed, maintained, and improved based on investor feedback and evolving regulatory guidance.

Built to be boringly reliable

I deliberately prioritise:

• Accuracy over flashy features
• Traceability over shortcuts
• Clear assumptions over hidden automation

Because when it comes to tax records, boring and predictable is exactly what you want.

Questions, feedback, or feature requests?

I'm continuously improving the platform and actively listen to feedback. If you have questions, feature ideas, or suggestions, get in touch.